Are you saving towards your first home? For your childrens' education? For retirement? The various plans are designed to help you reach specific goals. You need to match the plan with your goals. Here are the most common ones.
RRSP’s
Tax free on the way in, fully taxable on the way out...does this make sense for you? Read more about RRSP's
Group RRSP’s and Pensions
These plans are an excellent way for employers to reward long time employees. Read how these plans can help achieve that goal.
TFSA’s
These plans are the newest type of savings plan available to Canadians and are a welcome and long overdue addition. Read more about TFSA’s.
RESP’s
If you are planning on helping your children with the cost of post secondary education these plans are a must. Read more about RESP’s.
Tax Efficient Non-Registered Investments
Canadians pay a lot of income tax. Properly structured, you can minimize income tax on your non-registered investments. Read more about Tax Efficient Investments.
Segregated Funds
Death and taxes are not the only thing guaranteed...these mutual fund like investments offered by insurance companies provide guarantees. Read more about Segregated Funds.
Annuities and GIC’s
The roller coaster of the stock market is not for everyone. Read more about Annuities and GIC's.